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How are Mortgage Rates Determined

How are Mortgage Rates Determined

Photo by Eduardo Soares on Unsplash Individual lenders typically determine mortgage rates on a case-by-case basis. It is common practice for lenders offer the lowest rates to borrowers with a higher income, credit scores, and down payment amount. Your mortgage rate...

7 DIY Projects That Probably Need Permits

7 DIY Projects That Probably Need Permits

From experience, I can tell you that not getting a permit when you need one is costly.  Items that are not correctly permitted can lower your property value at the time of sale.  What buyer wants to buy something that may or may not have been done correctly. Take the...

The State of Rental Housing in 2024

The State of Rental Housing in 2024

Rental Inflation and Affordability The rental market has been on a rollercoaster ride since the pandemic hit. In 2021, rental prices spiked due to a combination of factors: a pandemic economic rebound, a long-standing shortage of rental housing, and high mortgage...

Authentic Wiener Schnitzel Recipe

Authentic Wiener Schnitzel Recipe

Ingredients 1/2 teaspoon kosher salt 2 large eggs, well beaten 1/2 cup breadcrumbs Oil or lard, for frying 4 slices lemon, garnish il or lard, for frying 4 slices lemon, garnish Directions Grab everything you need. Put the cutlets in between some plastic wrap, and...

Commercial Real Estate Market

Commercial Real Estate Market

The latest happenings in the Commercial Real Estate (CRE) world during February 2024. 1. Office Sector Troubles The office sector has been grappling with challenges like a heavyweight boxer in the ring. Leasing activity? Down. Office availability? Up. Delinquencies?...

What to Look For in a Final Walk-Through

What to Look For in a Final Walk-Through

Photo by Kari Shea on Unsplash As you near the end of the home-buying process, you’ll have the opportunity, before the closing day to conduct a final walk-through of the property.  The final walk-through is an important step that allows you to ensure that everything...

Commercial Real Estate Investing

Commercial Real Estate Investing

Photo by iStrfry , Marcus on Unsplash Commercial real estate investing can be a nerve-wracking experience, especially for first-time investors. The high barriers to entry require a significant upfront capital investment, with most lenders requiring at least 25% of the...